May 19, 2011,  I sat in a crowded ballroom in the  Marriot,  Anaheim Calf .  to hear a seminar given by Patrick Kelly on his new book ‘The Retirement Miracle” it was the eye opening follow up to his best seller “Tax Free Retirement”. The crowd of over 1200 people listened intently for well over an hour as he explained an approach to retirement that many financial professionals don’t know.

In his new book, he takes a look from a different perspective on options open for those saving for retirement. . First he looks at the US National Debt. and Social Security, with out spilling the beans it isn’t a pretty picture. Hint he puts the number One Trillion Dollars in perspective, so that even us common folk can understand it.

Next he gets to the scary part, the housing bubble and the financial crisis. It is not pretty folks. But he does not leave us hanging by our ravaged investments. He covers these two complex events with clarity that a layman can grasp. . In the meat of the book he covers two possible solutions one for people with 15 yrs or more before retirement. The other for those with less that 15 years till we retire. One more hint: this is not all about saving more in a, 401k, IRA, SEP, Keogh etc. I won’t steal his thunder so read “The Retirement Miracle” it has information that can open a whole new chapter in a person’s finical world.

Phil S